IT Finance and Leasing

Helping organisations access the technology they need without tying up capital or falling behind.

Technology moves quickly, and large upfront investments can hold organisations back from upgrading when they need to. IT finance and leasing lets you spread the cost of technology over convenient monthly repayments, matching your expenditure to the productivity gains it delivers.

ABT helps organisations fund all manner of IT equipment through flexible finance solutions, so you can access current technology sooner, preserve working capital, and avoid the cost and disruption of ageing systems.

IT Finance and Leasing with ABT

ABT makes sourcing technology finance straightforward. We arrange finance for hardware, software, and services through our finance partner, Finlease, and handle the paperwork from application through to approval.
Working with ABT means:
• No waiting on banks or their excuses
• All paperwork handled on your behalf
• Pre-approvals provided without obligation
• Clear communication at every step.

Finlease draws on more than 20 years of experience and a pool of leading Australian lenders, funding over $500 million annually, to place your application in the best light for fast approvals.

Why Choose Managed IT Finance

Managed IT finance provides significant benefits to organisations of all sizes, compared with buying equipment outright.

Conserve cash: free up capital for strategic investment or growth rather than tying it up in equipment.
Preserve credit: keep your lines of credit available for when they are needed.
Total solution financing: fund up to 100% of equipment, software, and services on a single monthly bill.
Fixed payments: predictable monthly or quarterly payments that simplify budgeting.
Cash flow management: pay for equipment as it delivers value, matching inflows to outflows.
Flexibility: traditional and customised finance structures to suit your needs.
Avoid obsolescence: upgrade to current technology as your business changes.
Off-balance-sheet financing: support compliance with covenants and capital budget constraints.
Purchase and renewal options: return, purchase, or upgrade equipment at the end of term.
Deferred payments: payment deferral and tailored programs to get the right technology sooner.

IT Equipment Finance Solutions

ABT can help fund a wide range of technology, matching your investment to the efficiency improvements it delivers and reducing the upfront cost of staying current.

Electronic equipment finance
IT systems finance
Telecom finance
Software finance.

Delaying upgrades to avoid large investments often costs more in the long run, through higher maintenance and lost productivity while staff wait on ageing systems. Finance removes that barrier, so you get the productivity gains immediately.

Managed Finance vs Outright Purchase

Managed finance offers clear advantages over outright purchase for organisations of all sizes.

Managed Finance

Qualifies for off-balance-sheet reporting
100% tax deductible when equipment, software, and services are fully for business use
Preserves working capital, with a monthly rental paid as the asset earns income
No residual value liability
Flexibility to add or upgrade technology at any time, all on one monthly invoice
Available for IT as a service, including hardware, software, managed services, and professional services
Manages the risk of obsolescence, with equipment refreshed in line with the schedule term
GST paid with your payments can be claimed on your Business Activity Statement

Outright Purchase

Shown on the balance sheet as an asset, reducing cash reserves or increasing liability
Annual depreciation calculations and balance sheet adjustments required, with only services fully deductible
Reduces working capital, as the asset is paid for in full today
Upgrades require trading in or writing off old equipment and funding new purchases
Add-ons and upgrades paid in full, further reducing working capital
Exposed to the risk of obsolescence

Speak with an ABT Specialist

If your organisation wants to access the technology it needs without the upfront cost, ABT can help.

Speak with an ABT specialist to review your requirements and find a finance solution that matches your budget and business goals.

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